7 types of insurance everybody needs

Which insurance policies are right for you? These are the basic types of insurance most people need. If you have a special situation — such as running a business or working in a profession where you could be sued for malpractice — you may need additional coverage. Make sure you insure against all the risks … Read more

Business Insurance, who needs it?

Forbes describes insurance for business owners as a safety net, but they also report more than two thirds lack this kind of comprehensive coverage. Most business owners opt out of insurance because of the cost. However, there’s one big problem with rolling the dice and hoping for the best. It is a high-risk cost-cutting strategy.